Spirit Airlines Credit Card: Login, Benefits, Requirements, Reviews and More

Spirit Airlines offers a credit card with benefits for frequent flyers. Learn about login, benefits, credit score requirements, and more in this guide.

Spirit Airlines offers a credit card for its frequent flyers called the Free Spirit® Travel More World Elite Mastercard®. This card provides various benefits and rewards for those who frequently fly with Spirit Airlines. In this article, we will discuss the login process, benefits, credit score requirements, pre-approval, application status, reviews, baggage policies, and more.

Spirit Airlines Credit Card Login

To log in to your Free Spirit Airlines Credit Card account, visit the myfreespiritpointscard.com website and enter your username and password[1][2]. If you don’t have an account yet, you’ll need to register your card first by clicking on “Enroll”[2]. You can also log in to your account through the issuer’s mobile app[2].

Spirit Airlines Credit Card Benefits

The Free Spirit® Travel More World Elite Mastercard® offers several benefits for Spirit Airlines frequent flyers:

  • Earn 60,000 bonus points and a $100 Companion Flight Voucher after making at least $1,000 in purchases within the first 90 days of account opening[3].
  • Earn 3 points per $1 spent on eligible Spirit purchases, 2 points per $1 spent on eligible dining and grocery store purchases, and 1 point per $1 spent on all other purchases[3].
  • No redemption fee for flights booked less than 28 days in advance[3].
  • 25% rebate on inflight food and beverage purchases when charged to the card[4].
  • Shortcut Zone 2 boarding[4].

Spirit Airlines Credit Card Score Requirements

The Free Spirit Airlines Credit Card credit score requirement is 750 or better, which means you need at least good credit to get approved for this credit card[5]. Other factors considered include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status[5].

Spirit Airlines Credit Card Pre-Approval

The only way to get pre-approved for the Free Spirit Airlines Credit Card is by receiving an offer to apply in the mail[6]. The issuer does not offer pre-approval for this card through its website[6].

Spirit Airlines Credit Card Application Status

You can check the status of your application online[7]. If you’re approved, you can expect your new card to arrive by mail within 7-10 business days after approval[7].

Spirit Airlines Credit Card Review

The Free Spirit Travel More World Elite Mastercard is a valuable card for Spirit Airlines loyalists due to its practical rewards categories and easy-to-score annual fee waiver[8]. However, Spirit Airlines is known for its excessive fees, and the Free Spirit rewards program has a restrictive redemption scheme with no option to book flights with partner airlines[9].

Spirit Airlines Credit Card Baggage

The Free Spirit Travel More World Elite Mastercard does not offer specific baggage benefits. However, Spirit Airlines has a separate loyalty program called the Free Spirit program, which offers baggage benefits for its elite members[10].

Spirit Airlines Credit Card Dispute

To dispute a charge on your Spirit Airlines Credit Card, contact the card issuer, Bank of America, directly. You can find their contact information on the back of your credit card or on your monthly statement.


Here are a few frequently asked question about the Spirit Airlines Credit Card:

Credit Score for Spirit Airlines Credit Card

As mentioned earlier, the credit score requirement for the Spirit Airlines Credit Card is 750 or better[5].

Who Issues Spirit Airlines Credit Card?

The Spirit Airlines Credit Card is issued by Bank of America[11].

Credit Score Needed for Spirit Airlines Credit Card

A credit score of 750 or better is needed for the Spirit Airlines Credit Card[5].

Pay My Spirit Airlines Credit Card

To pay your Spirit Airlines Credit Card bill, log in to your account on the myfreespiritpointscard.com website or through the issuer’s mobile app[1][2]. From there, you can pay your bill or schedule payments.

Spirit Airlines Credit Card Requirements

To apply for the Free Spirit® Travel More Mastercard®, you must be a U.S. resident with a valid social security or tax ID number and at least 18 years old[12]. Residents of Puerto Rico must be at least 21 years old to apply[12].

Does Spirit Airlines Have a Credit Card?

Yes, Spirit Airlines offers the Free Spirit® Travel More World Elite Mastercard® for its frequent flyers.

Is Spirit Credit Card Worth It?

The Spirit Credit Card can be worth it for those who frequently fly with Spirit Airlines and can take advantage of the rewards and benefits offered by the card. However, if you don’t fly with Spirit Airlines often or prefer more flexibility in your rewards program, there are other travel credit cards that may better suit your needs.

[1] https://myfreespiritpointscard.com
[2] https://wallethub.com/d/xxx-539c
[3] https://www.creditkarma.com/credit-cards/i/spirit-airlines-credit-card
[4] https://thepointsguy.com/credit-cards/airlines/jetblue/spirit-airlines-credit-card/
[5] https://wallethub.com/answers/cc/spirit-airlines-credit-card-credit-score-requirements-2140620874/
[6] https://wallethub.com/answers/cc/spirit-credit-card-pre-approval-2140805423/
[7] https://wallethub.com/answers/cc/spirit-airlines-credit-card-approval-time-2140821807/
[8] https://www.valuepenguin.com/travel/spirit-airlines-world-mastercard
[9] https://www.creditcards.com/reviews/spirit-airlines-world-mastercard-credit-card-review/
[10] https://upgradedpoints.com/news/spirit-airlines-status-match/
[11] https://www.forbes.com/advisor/credit-cards/reviews/bank-of-america-spirit-airlines-world-mastercard/
[12] https://customersupport.spirit.com/en-us/category/article/KA-01207

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