Spirit Airlines offers travel insurance through AIG Travel Guard, a reputable insurance provider in the United States[1]. However, before purchasing travel insurance from Spirit Airlines, it’s essential to understand what it covers, how much it costs, and whether it’s worth the investment.
What Does Spirit Airlines Travel Insurance Cover?
Spirit Airlines‘ travel insurance, provided by AIG Travel Guard, is referred to as an ‘Air Ticket Plan[1]. While the specific coverage details may vary, some common benefits included in flight insurance plans are:
- Flight delay coverage: You may receive a payment up to a certain amount if your flight is delayed by the time specified in the policy[2].
- Trip cancellation and interruption protection for severe illness or weather-related reasons[3].
It’s important to note that the coverage offered by Spirit Airlines‘ travel insurance may not be comprehensive enough for most travelers[1]. For example, it may not cover all of your prepaid and nonrefundable trip expenses[2].
How Much Is Travel Insurance for Spirit Airlines?
The cost of travel insurance for Spirit Airlines can vary. One source mentions that Spirit Airlines sells insurance for $12 per domestic flight[4]. However, it’s crucial to compare the coverage offered by Spirit Airlines with other travel insurance options to determine if it’s worth the price.
Should I Buy Travel Insurance for Spirit Airlines?
Before purchasing travel insurance from Spirit Airlines, consider the following factors:
- Your existing coverage: Some credit cards offer built-in trip interruption insurance that reimburses up to a certain amount if your trip is canceled or cut short due to situations such as illness or severe weather[5]. Check your credit card’s coverage before buying additional travel insurance.
- The comprehensiveness of the coverage: Spirit Airlines’ travel insurance may not be suitable for most travelers due to its limited coverage[1]. If your trip is a significant financial investment, consider purchasing a travel insurance policy that protects all of your nonrefundable trip expenses, not just the cost of the flight[2].
- The fine print: Make sure to read the fine print of the travel insurance policy to understand the specific coverage and exclusions[4].
- Alternative travel insurance options: Compare the coverage and cost of Spirit Airlines’ travel insurance with other travel insurance providers to determine the best option for your needs.
In conclusion, while Spirit Airlines offers travel insurance through AIG Travel Guard, it may not provide comprehensive coverage for most travelers[1]. Before purchasing travel insurance from Spirit Airlines, consider your existing coverage, the comprehensiveness of the policy, and alternative travel insurance options.
Citations:
[1] https://www.aardy.com/blog/spirit-travel-insurance/
[2] https://www.forbes.com/advisor/travel-insurance/flight-insurance/
[3] https://wallethub.com/answers/cc/spirit-credit-card-travel-insurance-2140689168/
[4] https://www.airfarewatchdog.com/blog/3801200/your-airline-wants-to-sell-you-insurance-but-whats-it-worth/
[5] https://www.cnbc.com/2018/06/15/when-you-can-skip-travel-insurance-and-when-you-should-buy-it.html
Table of Contents